About Jonathan Key 112 Articles
Jonathan graduated with a degree in Business Administration from Ouachita Baptist University. He also holds a Masters in Business Administration from the University of Texas at Arlington. While he works for a contractor buying specialized tools, his passion is personal finance, frugal living, blogging, and stewardship.


  1. I think health insurance is the most important one especially if you have a family relying on you. It’s really convenient to have one, although, it takes a lot of research to get the right insurance.

    • Elizabeth I would agree that health insurance is one of the most important ones to have particularly if you have a family. It does take research to ensure you have the right kind of insurance. Thank you for commenting on reading!

  2. I truly believe we all must be ready for a tine when we are closer to our end time or maybe sometimes when challenges outweigh good times. Thats when understanding Insurance Is essential.

    I also truly believe in the power of the source of all life to look out for me. Its a matter of faith. Yet I appreciate the effort you have gone to put this together.

    You guys in USA have the short end of the straw on the health front. We have the NHS. And am ever so grateful for it.

    Thank you Jonathan.
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    • Liz, having a will in place is key. Health insurance is costly but not having insurance is a risk too. Back in 2008 I had an injury that kept me from working for 6 weeks and cost me thousands of dollars because I didn’t have insurance. Cover the little stuff with your emergency fund and let the insurance cover the big stuff is what I learned. Thanks for reading!

    • Dogvills yes see my response to Liz. Not having health insurance can be very costly in the long run if some misfortune happens. Glad you’re looking into it. And good for you as having life insurance with kids is essential. Thanks for reading!

    • Sam thanks for the encouragement!The HSA is to insurance what the Roth IRA is to retirement investments. I will probably post the article on the will at the end of next week or possibly the first week of January. Thank you for reading again.

  3. My parents just updated their will this week. I hope in your post on wills, you discuss using the cheap online wills. We don’t have the extra money to file a big formal will, but do want to have something in writing for our children. One of them is adopted, so we also want to make sure he gets an equal share. Thanks!
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