4 Helpful Money Saving Tips – Part 1

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Jonathan graduated with a degree in Business Administration from Ouachita Baptist University. He also holds a Masters in Business Administration from the University of Texas at Arlington. While he works for a contractor buying specialized tools, his passion is personal finance, frugal living, blogging, and stewardship.

What are some of your best tips on saving money? Here’s some personal experience on great ways to save an extra buck. I’d love to hear your tips! I have a list of about 60+ tips to save money. This is part 1 tips 1-4. I hope you enjoy!

1. Get a Car Insurance Quote


If you haven’t quoted your car insurance in over six months to a year it may be time to do so. People can often save $200-600 by switching companies. These savings can be greater if you have home insurance/ life insurance bundled. We switched from Farmers to Progressive and cut our car insurance by a few hundred every 6 months! We get a discount by paying 6 months up front.


2. Get a Better Deal on your Cell Phone Plan


Is your contract about to expire? Can you get a better deal with a competitor to your current provider? You can usually transfer a number to another cell phone provider for free. They might even pay for your early termination fees. Time to see what the competition has to offer? Shop around! I’ve heard really great things about Ting and Republic Wireless.

AT&T recently had a promotion for $97 for 15 GB of shared data, unlimited minutes, unlimited texts, and $15 per line. By switching to this plan we’re saving over $75 a month!


3. Get rid of you Landline


Ask yourself the following question: Do you really, really need your landline?

We got rid of ours few years back. We were paying $70 a month on our phone and internet bill. We got rid of those 2 services in 2012 and signed up for less than half the cost for just internet through a promotion for a year. When the promotion ran out in 2013 I called and threatened to discontinue my service and was given a 6 month 50% off discount. More recently we moved and got yet another promotion with upgraded service with AT&T.

Check out alternatives to a landline or even a cell phone. You can get Skype or FaceTime via your computer with interment access. The plus side is you actually see the other person. All for free!

Another alternative is MagicJack which is a service which connect to your computer and uses your internet connection. MagicJackGo is $49.95 for the first year. After that it’s $39.95 a year for your very own home phone! This includes unlimited local & long distance calling to the U.S., Canada, Puerto Rico & U.S. Virgin Islands. MagicJackExpress is $39.95 for a year and has similar features.

You also can get MagicApp for your phone. Your home or business calls ring directly on your smartphone. This allows you to make unlimited calls to U.S. & Canada over 3G, 4G & Wi-Fi. You also get to choose your own number and send unlimited text messages with the U.S. and Canada.


4. Drink More Water and Less Soda


Water is not only incredibly healthier for you but will also help with the waistline. Soft drinks, juice, energy drinks, coffee, and such are fun but they don’t usually help your pocket book. Read bout the benefits of drinking water here.

Also, consider this comparison of drinking water and sodas. Sodas are what some call “Pops” or “Coke’s” in other parts of the country for reference.

Give up your Coke or Starbucks for a week and see how much you could save. Try it for a month or a year. See how much you save!

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What are your best tips to save money? Add to this list and comment below!

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About Jonathan Key 112 Articles
Jonathan graduated with a degree in Business Administration from Ouachita Baptist University. He also holds a Masters in Business Administration from the University of Texas at Arlington. While he works for a contractor buying specialized tools, his passion is personal finance, frugal living, blogging, and stewardship.


  1. These are great ideas!! I have already done all but one of these suggestions (still have the landline because that’s the phone number my 104 year old aunt calls). Thanks for the great hints!

    • I can totally see keeping the home phone Tina if you’re aunt calls it. That said, can you port it over to a new service that would cost a fraction of the price? Thanks for stopping by!

  2. I got rid of my landline years ago. I actually don’t even think I know anyone that still has one.

  3. throw away your tv; download the few shows you really want to watch. You’ll save a lot of money and find yourself with more free time.

  4. You’re right, giving up soda and landlines are surefire ways to cut expenses. (The others too, of course.) My husband and I are pretty thrifty, and I wish either of us had auto-mechanics skills so we could fix our own vehicles. Now, that would lend itself to some mega savings after a few years!
    Jelli recently posted…The BEST Bagel Recipe Ever!My Profile

    • You should try it out Melanie! Shop around this week to see what deals image out there. Or call and ask your current provider for a discount. The worst they can say is no right?

  5. I have done all these. Haven’t drank pop since 10 years old. Lost 30 lbs when I stopped. Tips: pay extra toward principal on loans, turn off water heater when you leave on vacation, unplug things while not in use, ASK!! You NEVER get more than you ask for! Got a free ticket today for organizing a church trip…because I asked. 🎉🙌 good luck!

    • Wow since you were 10 years old that’s great Mindy! Love the additional tips. Asking for a deal or reward is probably my favorite tip. What was the best thing you’ve gotten simply by asking? Thanks or commenting?

  6. Great tips … we have done a few of these already, like dropping our landline. The only one we will probably not do is price out insurance – our current policies have some special perks no longer available – like being able to file claims without any raise in our rate.
    Alicia recently posted…Henna PatternsMy Profile

    • Have you looked into alternatives Terri? An estimated 59% of Americans still have home phones as of the end of 2013 according to statistics from The National Center for Health Statistics. So there are more people out there that have than you would imagine! Thanks for commenting

  7. The more water and less soda is so true for me. I could easily go through 6-8 cans or more of soda per day. I really save money by forcing myself to have only a couple!

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