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Welcome to Day 23! Today our challenge is to get free money. Who doesn’t like free money?
See these 10 tips on how to get free money below.
1. Loose Change
The most obvious choice is the easiest. Grab the kids and go a family money hunt. Here’s some places to look:
a. Desk Drawers
b. Couch Cushions
c. Kitchen Drawers
d. Old Purses
g. Vehicles – under seats, glove compartment, ashtrays, trunk, and center console
h. Old piggy banks
i. Clothing Hampers
j. Washing Machine & Dryer
Once you’ve gathered all this loose change you can roll the coins and take them to the bank. Or if you’d rather use a convenient coin sorter and counter at the local grocery store.
2. Forgotten Gift Cards & Credits
Here’s some places you might consider checking for forgotten gift cards & credits:
a. Sort through any unopened mail.
b. Check old birthday and thank you cards
c. In your email, search for “gift card”, “credit”, “refund”, or “e-card”
d. Login to deal sites you use frequently like Groupon, etc.
e. Login to review any sites such as Swagbucks, Recyclebank, and Jingit you may have earned credits
3. Unclaimed Funds
According to the National Association of Unclaimed Property Administrators (Or NAUPA), one out of eight people in the U.S.A. have unclaimed assets. The average claim is $1000! One out of eight chances of some free money is pretty good to me. This could be a forgotten savings account from when you were a kid or a utility bill deposit. A majority of unclaimed assets are turned over to state governments until they’re claimed or until a certain number of years pass. Check out today unclaimed.org to search in your state.
4. College Scholarships
Do you have kids or grandkids about to graduate and enter college? Don’t miss out on free money in the form of scholarships! A college scholarship can be as little as $500 or over tens of thousands. Every scholarship adds up. Search resources like fastweb.com and finaid.org.
5. 401(k) Matching Funds
Take advantage of free money if your employer offers a 401(k) matching contribution. First, make sure you are enrolled. Second, make sure that you’re contributing the maximum amount your company will match. Don’t miss out on money that will grow exponentially over the years and you can enjoy once you retire.
6. Housing Grants
There are billions of dollars in housing grants offered to help first-time buyers, low-income renters, and people with poor credit. Currently, there are grants to cover replacement costs for heating and cooling units in your home. There are even other grants available for energy-related home repairs and weatherization. Find out more at the U.S. Department of Housing and Urban Development site at hud.gov. While HUD doesn’t directly offer grants to individuals, it works with local governments and other organizations to assist individuals in finding grants and other assistance.
7. Grants for Women
There are plenty grants targeting helping women with a variety of needs. For example, there’s grants for women who want to go to college or start their own business. There are even some that will help subsidize a lower-income household. Some grants are modest (i.e. The Amber Grant is $500) while others offer thousands of dollars. The latter which is most common for women-owned businesses. Check out grantsforwomen.org or Federal Grants for Women.
8. Grants for Minorities
Depending on your ethnic background you may be eligible to receive a grant as well. These grants mainly offer scholarship-type funds, but there are also others available for those starting a new business. The top ones include United Negro College fund for African Americans, the Hispanic Scholarship Fund, the Asian & Pacific Islander American Scholarship Fund, and the Tribal Colleges Education Equity Grant for Native Americans.
9. Green Grants
Everyone knows that “Green is in!” Thanks to federal money reserved for renewable energy, in an effort to decrease national energy consumption, there is “green” grant money to be had for small businesses, large businesses, and individuals! These grants are designed to offset the cost of installing renewable energy systems. For example, if you’re a homeowner and you’re converting your hot water heating system to a solar-powered one, you could very well qualify for a green grant. The exact amount varies by state but generally speaking the grant can cover 50% or more of total project costs. Check out Green Grants.
Swagbucks is a search engine which rewards you for just searching the internet. You use it like you would Google or Bing. You will randomly be awarded 5-10 Swag Bucks once or twice each day. A $5 Amazon gift card costs 450 Swag bucks. Doing twenty searches a day you could probably earn that in a week easily.
Read more about Swagbucks and how to install it here with 6 simple Ways To Earn Swagbucks.
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Can you think of any other places to find free money?